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Category: Financial Independence

Financial Origin - Cashflow Cop Police Financial Independence
Financial Independence / Rambling Thoughts

Financial Origin

Financial Origin This path I have been on has been not easy.  But how did I end up here? I’ve written before how I ended up living in the UK, …

Financial Independence / Our Numbers

Our Numbers – Tax Year 2019/2020

A New Year, a New Lockdown! Happy be-lated New Year everyone!  In the same vain, here is a late post to update you on our numbers for Tax Year 2019/20 (April …

Are We Really FI? Our Numbers 2018/2019 - Cashflow Cop Police Financial Independence
Financial Independence / Our Numbers

Are We Really FI? (Our Numbers – Tax Year 2018/2019)

Where has the time gone? I hope you had a good weekend.  Can you believe it has been two years since my last proper numbers post where I shared our …

RESET Audible Book Review by David Sawyer - Cashflow Cop Police Financial Independence
Financial Independence / Reviews

An Audible Book Review of RESET by David Sawyer

The Unconventional Early Retirement Plan I first heard about this book some time ago when David Sawyer (author) reached out to me to see if I would do an honest …

So close and yet so FI - Cashflow Cop Police Financial Independence
Financial Independence / Rambling Thoughts

So near and yet so FI – a Life Update

I’m Back So where the hell have I been?  In short, life has taken over in recent months with my new role at work and focusing more on my family.  This …

Humans of FI - Lauren's Story - Cashflow Cop Police Financial Independence
Financial Independence / Humans of FI

“The little boy who was once selling bread” – Lauren’s Story

Lauren and husband are in their mid 30s but have already achieved financial independence. They still choose to work, but how did a little boy who once sold bread on the streets get so close to being a millionaire in a few years at such a young age.

Common Financial Mistakes by Six-Figure Earners - Cashflow Cop Police Financial Independence
Financial Independence / Syndication

The Common Financial Mistakes to Avoid Whilst Earning Six-Figures

This week I bring to you a post by Clint describing some of the common financial mistakes high-earners make.  I’ve made a few clangers myself! The point about doing your …

FI by 40 Reality Check - Cashflow Cop Police Financial Independence
Financial Independence

Is Financial Independence by 40 on 40K Possible? – REALITY CHECK

  I recently wrote a post about reaching financial independence by 40 with a starting salary of £40, whilst at the same time comparing the UK to the US. I …

Retire by 40: US vs. UK - Cashflow Cop Police Financial Independence
Budget / Earn / Financial Independence / Invest / Protect

How to Reach Financial Independence by 40 on 40k – UK vs. US

  Disclaimer I don’t write a disclaimer for every post because it is in my “About” section and on the bottom of my “Home” page.  However, for this particular post, …

World Retire Early - Tragedy of the Commons - Cashflow Cop Police Financial Independence
Financial Independence / Rambling Thoughts

What if the world retired early? (Tragedy of the Commons)

  A Dystopian or Utopian Future? There is this saying:  “too much of a good thing can be bad for you”.  Adapting this to the idea of early retirement: “too …

Humans of FI - Rich's Story - Cashflow Cop Police Financial Independence
Financial Independence / Humans of FI

“I don’t feel that I have to be super wealthy to be happy” ~ Rich’s Story

Rich and his wife are in their 20s and have moderate incomes. They don’t intend to leave the work force completely and instead use semi-retirement as a way to pursue their passions.

The Police National Decision Model - Cashflow Cop Police Financial Independence
Financial Independence / Rambling Thoughts

Financial freedom by making decisions like a Police Commander

  The Police National Decision Model Policing in the UK use a model called the National Decision Model (NDM) to aid all our decision making.  Every Police Officer is taught …

Humans of FI - Story 4 - Fred's Story - Cashflow Cop Police Financial Independence
Financial Independence / Humans of FI / Property

“Living on one income, my dad’s £4 a day” ~ Fred’s Story

Fred is from the Philippines. After experiencing a natural disaster and personal loss, he started a new life in the UK. He is considering geo-arbitrage to fast-track his time to FI.

Charging our kids rents - Cashflow Cop Police Financial Independence
Children / Financial Independence / Rambling Thoughts

Should I charge my child rent? (the pros and cons)

  Charging our kids rent dilemma I stumbled upon a Reddit thread the other week which got me thinking: Should we charge our children rent? As financial independence seekers, it …

laying with Fire Documentary - Cashflow Cop Police Financial Independence
Financial Independence

Playing With Fire Documentary: Birmingham Premiere

  Straight to the Point What? – Showing of the Playing with FIRE documentary in Birmingham! When? – Film starts at 7pm on Friday 5th July 2019 (doors open at …

Humans of FI - Story 3 - John's Story - Cashflow Cop Police Financial Independence
Children / Financial Independence / Humans of FI

“Multi-millionaires and still have to make choices.” ~ John’s story

John is a multi-millionaire, but is very down to earth and humble. His family has never earned a salary of more than $100k but have managed to be FI in his 40s. How did he do this?

Childcare Costs - Cashflow Cop Police Financial Independence Blog
Children / Financial Independence

Daring to Dream: Financial Independence vs. Childcare Costs

  (No. 027) Straight to the Point Is financial independence possible with childcare costs? A typical household with typical expenses can reach FI (at 102 years old). Childcare costs can …

Financial Independence Score Directory - Cashflow Cop Police Financial Independence
Financial Independence

Financial Independence Score Directory

  (No. 026) Straight to the Point Short post – shock! (I didn’t think this day would ever come) A place to record all the FI Score (FISc) results card …

Humans of FI - Story 2 - Tony's Story - Cashflow Cop Police Financial Independence
Financial Independence / Humans of FI

“I wanted a change and to press the restart button.” ~ Tony’s story

Tony wanted a new start in life and packed everything up in Spain to make the UK his new home. He is at the start of his journey towards financial independence, but has already learnt some invaluable lessons after losing 45,000 €.

Beyond Financial Independence - Cashflow Cop Police Financial Independence
Children / Financial Independence / Rambling Thoughts

Beyond Financial Independence: Tracing My Roots

  (no. 024) Straight to the Point Thought Experiment proposed by Saving Ninja. What will I do beyond financial independence and having decided to retire early? Rules: “write whatever you …

An Immigrant Cop's Perspective - Cashflow Cop Police Financial Independence
Financial Independence / Humans of FI / Rambling Thoughts

An Immigrant Cop’s Perspective

I’ll start this off with a story about myself, how my family escaped a war-torn country to seek opportunities here in the UK and why financial independence is so important to me.

FIRE-Calculator-Directory - Cashflow Cop Police Financial Independence
Financial Independence

The Ultimate Directory of FIRE Calculators

  Straight to the Point A directory of useful Financial Independence / Retire Early (FIRE) calculators and spreadsheets. Currently has calculators and spreadsheets mainly from the US and UK.   …

The FI Score - Cashflow Cop Police Financial Independence
Financial Independence

FI Score Test (FIST): Where are you on the journey?

  Straight to the Point [FIST] = Financial Independence Score Test / FI Score Test. FISc = FI Score – a number to help track your progress towards FI. [FIST] …

Checkpoints-to-FI-Voting - Cashflow Cop Police Financial Independence
Financial Independence / Rambling Thoughts

FI Checkpoint 1.0 Voting Results: This is why I blog

  (no. 020) Straight to the Point Results from the FI Checkpoint Test (1.0). Sharing the knowledge of FIRE now even more important. FIST (Financial Independence Score Test), aka FI …

Checkpoints-to-FI-Title-Image - My Stone of Life - Cashflow Cop Police Financial Independence
Financial Independence

FI Checkpoint: Where are you on the journey?

  (no. 019) Straight to the Point A progress tracker on your way to FI. I scored 225 points out of 1000. I am currently at checkpoint 8 out of …

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Cashflow Cop Logo - Police Officer Financial Independence Blog

Husband // Daddy x2 boys // Police Officer // Blogging about: Financial Independence ~ Work Optional ~ Retire Early. Here, I document our journey as a cop and military family aiming to reach FI by 40.

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Countdown to ‘our’ FI!

30 July 2025
3.2 years to go.

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Recent Posts

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  • Our Numbers – Tax Year 2019/2020
  • Forever Home Series (Part 1) – Our Search Begins
  • Policing without Consent
  • Are We Really FI? (Our Numbers – Tax Year 2018/2019)

Recent Comments

  • What's next? | { in·deed·a·bly } on Beyond Financial Independence: Tracing My Roots
  • Money in College, Investing Strategy, and Phony Savings Rates - Cruising Around (August 20, 2019) - Semi-Retire Plan on Our Why FI
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  • Fire And Wide on Financial Origin
  • FIRE v London on Financial Origin

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  • How to Apply a Detective's Mindset to Protect Your Money
    How to Apply a Detective's Mindset to Protect Your Money
  • The Ultimate Directory of FIRE Calculators
    The Ultimate Directory of FIRE Calculators
  • Police Mutual Regular Savings Plan: The First One Matures
    Police Mutual Regular Savings Plan: The First One Matures
  • Purchase of Added Pension: Worth It?
    Purchase of Added Pension: Worth It?
  • FI Score Test (FIST): Where are you on the journey?
    FI Score Test (FIST): Where are you on the journey?

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Blog Roll

Latest from my favourite blogs!

  • What credit cards should I get? Everything you need to know about the different types of credit card
    by The Treasurer on 16 May 2022
  • Weekend reading: Bonfire of the vanities
    by The Investor on 13 May 2022
  • Rent Repayment Battle Heads for Supreme Court
    by guildy on 13 May 2022
  • Low-cost index funds and ETFs that will save you money
    by The Accumulator on 11 May 2022
  • How much is enough?
    by {in·deed·a·bly} on 10 May 2022
  • Chance to Expose Complicated Property Tax Rules
    by guildy on 10 May 2022
  • How Low Can Your Bond Values Go?
    by Chris Mamula on 9 May 2022
  • UK tax brackets and personal allowances
    by The Investor on 9 May 2022
  • The ISA allowance: how it works and how to use it
    by The Accumulator on 9 May 2022
  • Capital gains tax in the UK
    by The Investor on 9 May 2022
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