Financial freedom by making decisions like a Police Commander
The Police National Decision Model Policing in the UK use a model called the National Decision Model (NDM) to aid all our decision making. Every Police Officer is taught …
“Living on one income, my dad’s £4 a day” ~ Fred’s Story
Fred is from the Philippines. After experiencing a natural disaster and personal loss, he started a new life in the UK. He is considering geo-arbitrage to fast-track his time to FI.
Should I charge my child rent? (the pros and cons)
Charging our kids rent dilemma I stumbled upon a Reddit thread the other week which got me thinking: Should we charge our children rent? As financial independence seekers, it …
Playing With Fire Documentary: Birmingham Premiere
Straight to the Point What? – Showing of the Playing with FIRE documentary in Birmingham! When? – Film starts at 7pm on Friday 5th July 2019 (doors open at …
“Multi-millionaires and still have to make choices.” ~ John’s story
John is a multi-millionaire, but is very down to earth and humble. His family has never earned a salary of more than $100k but have managed to be FI in his 40s. How did he do this?
Daring to Dream: Financial Independence vs. Childcare Costs
(No. 027) Straight to the Point Is financial independence possible with childcare costs? A typical household with typical expenses can reach FI (at 102 years old). Childcare costs can …
Financial Independence Score Directory
(No. 026) Straight to the Point Short post – shock! (I didn’t think this day would ever come) A place to record all the FI Score (FISc) results card …
“I wanted a change and to press the restart button.” ~ Tony’s story
Tony wanted a new start in life and packed everything up in Spain to make the UK his new home. He is at the start of his journey towards financial independence, but has already learnt some invaluable lessons after losing 45,000 €.
Beyond Financial Independence: Tracing My Roots
(no. 024) Straight to the Point Thought Experiment proposed by Saving Ninja. What will I do beyond financial independence and having decided to retire early? Rules: “write whatever you …
An Immigrant Cop’s Perspective
I’ll start this off with a story about myself, how my family escaped a war-torn country to seek opportunities here in the UK and why financial independence is so important to me.
The Ultimate Directory of FIRE Calculators
Straight to the Point A directory of useful Financial Independence / Retire Early (FIRE) calculators and spreadsheets. Currently has calculators and spreadsheets mainly from the US and UK. …
FI Score Test (FIST): Where are you on the journey?
Straight to the Point [FIST] = Financial Independence Score Test / FI Score Test. FISc = FI Score – a number to help track your progress towards FI. [FIST] …
FI Checkpoint 1.0 Voting Results: This is why I blog
(no. 020) Straight to the Point Results from the FI Checkpoint Test (1.0). Sharing the knowledge of FIRE now even more important. FIST (Financial Independence Score Test), aka FI …
FI Checkpoint: Where are you on the journey?
(no. 019) Straight to the Point A progress tracker on your way to FI. I scored 225 points out of 1000. I am currently at checkpoint 8 out of …
FI is NOT about Perfection: Financial Slip-Ups Are Okay!
The Benefit of Ignorance Lesson 1 – Ignorance helps to numb past mistakes made at the time, but hindsight will not make you feel better about. When I …
Purchase of Added Pension: Worth It?
What Are Added Pensions (AP)? For many public sector workers and I imagine private company pension schemes as well, there would be the option to ‘purchase added pension’. This …
Paying for Financial Advice: Eliminating a £200k Tax Bill
Disclaimer I don’t write a disclaimer for every post because it is in my “About” section and on the bottom of my “Home” page. However, for this particular post, …
Live It, Don’t Preach It: Getting Your Partner to Embrace FI
Contain Your Excitement If you’re still hanging around here, then perhaps you’re mildly intrigued by the possibilities of FI or dare I say, even excited. If you’re feeling the …
Net Worth – To Share or Not To Share?
(no. 005) Where are my numbers already? I have deliberately put off completing my FI-Ometer because I’ve been thinking carefully about whether or not I should share our net …
Living Optimistically Through FI
(no. 004) Hope to Live Tomorrow I often hear people say what’s the point of all this. I could end up dying the next day and haven’t even enjoyed …
Our FI Plan
(no. 003) Our Overall Plan The diagram below shows our overall plan (*note that technically, the state and work pension is not until infinity). As you can see, as …
Reaching Financial Independence on Blues
FI On Blues The term “on blues” is used by emergency services personnel, particularly the Police to indicate the use of the emergency blue lights to get to a …
Our Why FI
(no. 001) FI /fʌe/fie/ adjective First of all, Happy New Year! The title, “Our Why FI” is not a typo and does not mean I am about to write …
Invest – FI Building Block
FI Building Blocks: Part 1 – Reaching FI on Blues Part 2 – Earn Part 3 – Budget Part 4 – Protect Part 5 – Invest Introduction You …
Protect – FI Building Block
FI Building Blocks: Part 1 – Reaching FI on Blues Part 2 – Earn Part 3 – Budget Part 4 – Protect Part 5 – Invest Introduction The …