- A husband to a Military Nurse.
- A father of two boys.
- A Police Officer.
- Drink drivers.
- Sea travel.
Who am I (longer version)?
My name is…hmm, just call me Cashflow Cop (or CC or CfC) for now.
For the time being, I wish to remain anonymous because I think it gives me more flexibility in what I write given that I am still a serving Police Officer in the UK.
I am 34 years old and married.
My wife is 30 (Mrs. CC) and works in the Military (RAF) as a Nurse.
We are frugal by nature and try hard to find the balance between having too much and too little. You could say we take elements from both frugality and being semi-minimalists, but we wouldn’t say we are purists.
We have a two sons.
We both love the outdoors (especially the mountains) and are passionate about travelling.
I have a keen interest in photography and personal finance. My guilty pleasures include sleeping in (although I can’t do it that often now with a baby), movies and sci-fi box sets. The logo pretty much sums me up.
Mrs. CC enjoys playing volleyball and dance, but being a new mother means she has not been able to do much of either lately.
Throughout the blog, I use terms such as “I” and “we” interchangeably. Our Financial Independence (FI) Plan is a joint project between myself and Mrs CC. It is very much a team effort and there is no way I would be able to even contemplate reaching FI by the time I am 40 if Mrs. CC was not totally onboard.
You can read more about my background, how I came to be in the UK and what drives me towards financial independence here.
Please make sure you are aware of my disclaimer. The most important thing to remember is that I am not a financial advisor and nothing on this site should be treated as financial advice.
Why the blog?
Having complete control of your cashflow is fundamental to achieving financial independence, hence the blog name: Cashflow Cop.
The early financial independence community is much larger in the US than it is the UK. It was not surprising for me to see most of the information on the topic was from an American context.
I struggled to find a blogger who wrote from a policing perspective.
Many in the FI community are from military, healthcare, engineering, finance or computing backgrounds.
With the the birth of our first child in 2017, I decided that there was no better time to document our journey as a family on the path towards FI. This is so that our children have a point of reference in the future.
I designed the website and launched it at the beginning of 2018. With no programming experience and little IT background, the whole progress took longer than I thought and it was a steep learning curve.
I hope to demonstrate to our children that it is much easier to pursue their dreams if they understand how money really works.
You can read about our decision to pursue FI here.
I don’t intend to convert anyone to this way of thinking or living.
It may not be for you, and that’s perfectly okay.
This site is not about bashing and hating on work.
This will give you the freedom to live the life you want and dedicate more time to be with people you love.
Continuing to work will always be an option for me, but this time with a massive weight off my shoulders knowing that our livelihood does not depend on your job. We already know what we plan to do with our time once we reach financial independence.
If I don’t make it by the time I am 40, then you will read why that is and hopefully learn from any of my mistakes.
I aim to keep this site regularly updated and it may change from its current format based on feedback.
You can contact me if you have any comments to help improve and allow people to get the most from the site.