Next Chapter
“I have no idea when the next post will be.” – post no. 074 on 12/02/2023 In February, it will be three years since my last post. When …
Full Circle
I cannot believe it has been two years since my last post. My absence has mainly been due to a combination of technical, personal and work related. The technical …
Financial Origin
Financial Origin This path I have been on has been not easy. But how did I end up here? Ive written before how I ended up living in the UK, …
Our Numbers – Tax Year 2019/2020
A New Year, a New Lockdown! Happy be-lated New Year everyone! In the same vain, here is a late post to update you on our numbersfor Tax Year 2019/20 (April …
Are We Really FI? (Our Numbers – Tax Year 2018/2019)
Where has the time gone? I hope you had a good weekend. Can you believe it has been two years since my last proper numbers post where I shared our …
An Audible Book Review of RESET by David Sawyer
The Unconventional Early Retirement Plan I first heard about this book some time ago when David Sawyer (author) reached out to me to see if I would do an honest …
So near and yet so FI – a Life Update
I’m Back So where the hell have I been? In short, life has taken over in recent months with my new role at work and focusing more on my family.This …
“The little boy who was once selling bread” – Lauren’s Story
Lauren and husband are in their mid 30s but have already achieved financial independence. They still choose to work, but how did a little boy who once sold bread on the streets get so close to being a millionaire in a few years at such a young age.
Is Financial Independence by 40 on 40K Possible? – REALITY CHECK
I recently wrote a post about reaching financial independence by 40 with a starting salary of 40, whilst at the same time comparing the UK to the US. I …
How to Reach Financial Independence by 40 on 40k – UK vs. US
Disclaimer I dont write a disclaimer for every post because it is in my About section and on the bottom of my Home page. However, for this particular post, …
What if the world retired early? (Tragedy of the Commons)
A Dystopian or Utopian Future? There is this saying: “too much of a good thing can be bad for you”. Adapting this to the idea of early retirement: “too …
“I don’t feel that I have to be super wealthy to be happy” ~ Rich’s Story
Rich and his wife are in their 20s and have moderate incomes. They don’t intend to leave the work force completely and instead use semi-retirement as a way to pursue their passions.
Financial freedom by making decisions like a Police Commander
The Police National Decision Model Policing in the UK use a model called the National Decision Model (NDM) to aid all our decision making. Every Police Officer is taught …
“Living on one income, my dad’s £4 a day” ~ Fred’s Story
Fred is from the Philippines. After experiencing a natural disaster and personal loss, he started a new life in the UK. He is considering geo-arbitrage to fast-track his time to FI.
Should I charge my child rent? (the pros and cons)
Charging our kids rent dilemma I stumbled upon a Reddit thread the other week which got me thinking: Should we charge our children rent? As financial independence seekers, it …
Playing With Fire Documentary: Birmingham Premiere
Straight to the Point What? – Showing of the Playing with FIRE documentary in Birmingham! When? – Film starts at 7pm on Friday 5th July 2019 (doors open at …
“Multi-millionaires and still have to make choices.” ~ John’s story
John is a multi-millionaire, but is very down to earth and humble. His family has never earned a salary of more than $100k but have managed to be FI in his 40s. How did he do this?
Daring to Dream: Financial Independence vs. Childcare Costs
(No. 027) Straight to the Point Is financial independence possible with childcare costs? A typical household with typical expenses can reach FI (at 102 years old). Childcare costs can …
Financial Independence Score Directory
(No. 026) Straight to the Point Short post – shock! (I didn’t think this day would ever come) A place to record all the FI Score (FISc) results card …
I wanted a change and to press the restart button. ~ Tonys story
Tony wanted a new start in life and packed everything up in Spain to make the UK his new home. He is at the start of his journey towards financial independence, but has already learnt some invaluable lessons after losing 45,000 .
Beyond Financial Independence: Tracing My Roots
(no. 024) Straight to the Point Thought Experiment proposed by Saving Ninja. What will I do beyond financial independence and having decided to retire early? Rules: “write whatever you …
An Immigrant Cop’s Perspective
Ill start this off with a story about myself, how my family escaped a war-torn country to seek opportunities here in the UK and why financial independence is so important to me.
The Ultimate Directory of FIRE Calculators
Straight to the Point A directory of useful Financial Independence / Retire Early (FIRE) calculators and spreadsheets. Currently has calculators and spreadsheets mainly from the US and UK. …
FI Score Test (FIST): Where are you on the journey?
Straight to the Point [FIST] = Financial Independence Score Test / FI Score Test. FISc = FI Score – a number to help track your progress towards FI. [FIST] …
FI Checkpoint 1.0 Voting Results: This is why I blog
(no. 020) Straight to the Point Results from the FI Checkpoint Test (1.0). Sharing the knowledge of FIRE now even more important. FIST (Financial Independence Score Test), aka FI …